Special Savings Schemes:

Mudaraba MSP Schemes :

In this scheme in every month a fixed amount of money is deposited and after 5 or 10 years the following amount can be drawn:

Monthly Deposit After 3 years After 4 Years After 5 Years After 6 years After 7 Years After 8 Years After 9
Years		 After 10 Years
300/- 12,500/- 17,900/- 24,300/- 31,100/- 38,600/- 47,100/- 56,600/- 67,200/-
Tk.500/- 20,900/- 29,900/- 40,600/- 51,850/- 64,450/- 78,600/- 94,400/- 112,100/-
Tk.1,000/- 41,800/- 59,800/- 81,200/- 103,700/- 128,900/- 157,200/- 188,800/- 224,300/-
Tk.2,000/- 83,600/- 119,600/- 162,400/- 204,400/- 257,800/- 314,400/- 377,600/- 448,600/-
Tk.3,000/- 125,400/- 179,400/- 243,600/- 311,100/- 386,700/- 471,600/- 566,400/- 672,900/-
Tk.4,000/- 167,200/- 239,200/- 324,800/- 414,800/- 515,600/- 628,800/- 755,200/- 897,200/-
Tk.5,000/- 209,000/- 299,000/- 406,000/- 518,500/- 644,500/- 786,000/- 944,000/- 1,121,500/-
Tk.6,000/- 250,800/- 358,800/- 487,200/- 622,200/- 773,400/- 943,200/- 1,132,800/- 1,345,800/-
Tk.7,000/- 292,600/- 418,600/- 568,400/- 725,900/- 902,300/- 1,100,400/- 1,321,600/- 1,570,600/-
Tk.8,000/- 334,400/- 478,400/- 649,600/- 829,600/- 1,031,200/- 1,257,600/- 1,510,400/- 1,794,400/-
Tk.9,000/- 376,200/- 538,200/- 730,800/- 933,300/- 1,160,100/- 1,414,800/- 1,699,200/- 2,018,700/-
Tk.10,000/- 418,000/- 598,000/- 812,000/- 1,037,000/- 1,289,000/- 1,572,000/- 1,888,000/- 2,243,000/-
Tk.15,000/- 627,000/- 897,000/- 1,218,000/- 1,555,500/- 1,933,500/- 2,358,000/- 2,832,000/- 3,364,500/-
Tk.20,000/- 836,000/- 1,196,000/- 1,624,000/- 2,074,000/- 2,578,000/- 3,144,000/- 3,776,000/- 4,486,000/-
Tk.25,000/- 1,045,000/- 1,495,000/- 2,030,000/- 2,592,500/- 3,222,500/- 3,930,000/- 4,720,000/- 5,607,500/-

Mudaraba Marriage Schemes :

A guardian can open this account in his/her son's or daughter’s name to deposit Tk 500/- or Tk. 1000/- every month for a 15 or 20 years to get handsome money at the time of her marriage ceremony. The bride can draw the money herself if so is instructed in the account opening for and if she attains maturity.

Monthly Deposit After 15 years After 20 Years
Tk. 500/- Tk. 2,38000/- Tk. 4,60,000/-
Tk. 1000/- Tk. 4,76,000/- Tk.9,20,000/-

 

Mudaraba Education Schemes :

Account under this scheme in the name of a child can be opened until he/she is 10. Monthly installments are to be deposited like other saving scheme for 10 or 15 years to get stipend for next 6 years out of deposit and interest accumulated. Salient features of the account are as under:

Deposits to be made for 15 years if the account is opened within 3 years of the birth of a child.
Deposits to be made for 10 years if it is opened after 3 years of age.
After maturity monthly stipend will be paid for next 6 years as per schedule to the credit of ward’s    account.
Deposit can be withdrawn at a time by the guardian before or after maturity.


Mudaraba Hajj Schemes :

Client can deposit money on daily or monthly basis under this scheme. The following table shows the amount of money which can be drawn after 1 year:

Monthly Deposit

After 10 Years(Amount in Taka)

After 15 Years (Amount in Taka)

Total Deposit

Amount with interest

Monthly scholarship

Total Amount

Total Deposit

Amount with interest

Monthly scholarship

Total Amount

300

36,000

67,300

1,275

91,800

54,000

1,43,000

2,700

1,94,000

500

60,000

1,12,100

2,125

1,53,000

90,000

2,38,000

4,500

3,24,000

1,000

1,20,000

2,24,300

4,250

3,06,000

1,80,000

4,76,000

9,000

6,48,000

1,500

1,80,000

3,36,400

6,375

4,59,000

2,70,000

7,14,000

13,500

9,72,000

2,000

2,40,000

4,48,600

8,500

6,12,000

3,60,000

9,52,000

18,000

12,96,000

Daily Installment After 1 Year Monthly Installment After 5 Year
Daily Tk 350/- [365 days] Tk.1,37,350/- Tk. 1,500/- Tk. 1,31,000/-
Daily Tk 500/- [365 days] Tk.1,96,225/-